A west-end mill rowhouse has two shared walls, small windows, and a lot of thermal mass in stone and brick — its real heat load is often far smaller than the ancient boiler in the basement suggests. Size to the radiation and the load, and the replacement runs long, efficient cycles. Size to the old nameplate, and you get short-cycling, wasted fuel, and a unit that never condenses properly.
The post-war capes and ranchers toward the township edges are the opposite case: detached, more glass, sometimes with finished attics or additions the original boiler never knew about. Those need the load calc to include the actual envelope — additions, insulation upgrades, new windows all change the number. Either way, the rule holds: the house determines the size, not the old boiler.